Business bank account
Swiss business bank account: a complete KYC file and the right introduction
Opening the capital deposit account and the business account is often the slowest step. We prepare a complete KYC file and introduce you to banks that fit your profile: CHF 690 for Swiss residents, CHF 1,490 for non-residents.
Two different accounts
The capital deposit account holds the capital of a GmbH or AG during formation; the bank confirms the deposit for the notary. Many banks open it only for existing clients. One neobank publishes CHF 250 per case if you keep its business account and CHF 750 otherwise, and states that it does not support shell, shelf or domiciliary companies.
The business account is the company's day-to-day account. Published monthly fees start around CHF 0–12 depending on the bank. Opening takes about one business day at neobanks and up to two weeks at traditional banks.
What we do
- Collect and check identity documents, proof of address and the beneficial-owner declaration
- Document the activity, expected flows and origin of funds in the form banks expect
- Introduce you to banks that accept your profile (residency, nationality, activity)
- Coordinate the capital deposit confirmation with the notary
Option for ready-made companies: delivery with a business account already open (+CHF 2,900), subject to the bank's checks on the new owner.
Frequently asked questions
Can you guarantee a Swiss bank account?
No. We prepare the file and make the introduction; each bank decides according to its own rules. Some banks refuse shelf or domiciliary companies.
Can non-residents open a Swiss business account?
Often yes, but with additional checks. Some banks exclude certain nationalities or residences (for example U.S. persons or links with FATF-listed countries).
How much does your service cost?
CHF 690 for Swiss residents and CHF 1,490 for non-residents. Bank fees are charged by the bank.
Reply within 2 business hours
Tell us what you need
A specialist replies within 2 business hours (Mon–Fri) with matching companies or a written all-in quote.
contact@swissshelf.ch
Geneva · Switzerland